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The Team


Wilkin Lai serves as the Managing Broker at RIC3 LLC. Wilkin has been lending in Detroit since 2005 and has helped change the landscape of Detroit real estate, opening up financing opportunities for some of the city’s most iconic condos and lofts along with Detroit's most beloved neighborhoods. Now residing in New Paltz, RIC3 is expanding into New York!

        Wilkin is married to Heather and together they have 3 boys Matthias, Caleb and Andrew and their most popular family member is a husky mix named Sage.  He carries a frisbee most everywhere he goes, serves as a volunteer mediator and is the director of a newly formed non-profit called Creative Community Service Network.  Wilkin grew up in Pittsburgh, got his business training in Illinois and he lives with his family in New Paltz, New York (Please Visit Us, we are near the Big Apple). Wilkin 's family lived in Detroit for over 10 years, and after moving he has continued to work in and for his Detroit hometown.

Wilkin's Mobile: 313-525-1255
NMLS#: 166537


Casey Mulcahy serves as the Social Media and Processing Assistant at LendingInTheD. While primarily focusing on processing, Casey also contributes to client relations and community building efforts with Real Investment. Casey is a graduate of Wayne State University with a degree in supply chain management. He has lived in Detroit for several years and, along with his partner Lindsay, has recently become a home owner with the help of RIC3. Together they enjoy cycling and gardening. Casey also plays soccer for the Detroit City Futbol League's Cass Corridor team.

Office: (313) 344-7182



Karis Lotze serves part time as a Processor at LendingintheD.  She moved to Hamtramck, MI in 2018 and recently purchased a home with the help of RIC3.  She loves the sunshine and all growing things, which makes summers all the more special, and a space to garden a joy.  Having traveled extensively, she now enjoys settling in a place known as “the world in two square miles,” truly an all-American city! 

Office: (313) 344-7182


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