Mortgage Broker

Investing in our Community

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Lending in the D

Investing in our Community

Lending in The D

A relationship based mortgage broker offering very competitive rates, a fast and efficient process and a wide range of loan programs and features to suit your needs.

Condo Financing

Custom Refi Quote


Rate Snapshot (updated 4/15/22)

VA 30 Fixed

3.375% (3.676% APR)

Conv 30 Fixed

4.875% (4.960% APR)

Conv 15 Fixed

4.00% (4.189% APR)

*Based on $200K loan amount, 740 Credit score, 30 day lock,

Purchase, Conv 80% LTV, VA 100%LTV, FHA 96.5% LTV

About Us

LendingInTheD Mortgage Broker strives to conduct business in an authentic and transparent way.  As a mortgage broker, we have access to wholesale pricing from our lender partners which lowers our cost of goods sold.  We keep overhead low by eliminating brick & mortar expenses, creating efficiencies with technology and limit outsourcing.  We prefer organic word of community marketing, have eliminated the middle sales layer (no loan officers) and are committed to making and developing strong community partnerships.    


Wilkin Lai is the managing broker of LendingInTheD Mortgage Broker.  This photo is from the rooftop deck at the Westin Book Cadillac.  Click to read about Wilkin's work with condo financing

Investing in Our Community

We recognize that the real investments
are the people and communities affected by each transaction.  

Hope House Detroit

At the end of 2021, LendingInTheD Mortgage Broker provided a matching grant for Hope House Detroit, matching $1,642.50 for a total of $3,285 to furnish their new room inside of Carsten’s Academy.  
Called “The Gathering Space,” it will provide students at the school opportunities for academic activities, a place to gather themselves emotionally, and will further HHD’s presence in the neighborhood.
The matching grant is for furniture and amenities for the room, which we believe will be a positive and encouraging space for the students of Carsten’s Academy.


Lender Partners

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Office - (313) 344-7182

Fax - (313) 344-7417

Email - wlai@LendingInTheD.com

7741 Dexter Ave

  Detroit MI 48206

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Company NMLS# 1815865


Mortgage Broker


John M.

"Wilkin Lai this project is why we had to do all that mortgage work from Tokyo 😂😂 thanks again for making it work!"